Correct Option (C)
The passage explicitly states, "The majority of people who fail to accumulate money sufficient for their needs..." This directly implies the existence of individuals who do not accumulate sufficient money for their needs. Therefore, the statement "There are people, who fail to accumulate money for their needs" is a direct and minimal inference from this premise.
Incorrect Options:
Option (A): The passage identifies "The majority of people who fail to accumulate money" as being easily influenced. It does not assert that the majority of the entire population fails to accumulate money. This option misinterprets the scope of the passage's statement.
Option (B): This option directly contradicts the passage's central theme, which discusses the reasons for financial failure among a segment of the population. The passage provides no basis to conclude that most people successfully accumulate money.
Option (D): The passage addresses the process and reasons for failing to accumulate money, thereby implicitly acknowledging its relevance. It does not suggest that accumulating money is unnecessary; rather, it emphasizes the importance of independent thought for financial success.