Option 1 -> Agra is situated on the banks of Yamuna River.
Option 2 -> Bhagalpur is located on the banks of Ganges River in Bihar.
Option 3 -> Bhopal is built around artificial lakes (Upper Lake and Lower Lake), not on a river bank.
Option 4 -> Kanpur is situated on the banks of Ganges River in Uttar Pradesh.
Hence, Option 3 (Bhopal) -> Bhopal is known as the "City of Lakes" and is centered around man-made water bodies like the Upper Lake (Bada Talab) and Lower Lake (Chhota Talab), rather than being located on a natural river bank like the other cities -> correct